If you need to re-gain control of your finances, try using our FREE printable monthly expense sheet to help you.
See exactly how much money you are spending and where in one place. Make saving money easier on yourself with an expenses spreadsheet.
How To Use An Expenses Spreadsheet
All you have to do is download the below free printable monthly expense sheet and start filling it in.
There are two versions to choose from below. A 6 monthly spreadsheet and a monthly spreadsheet. Pick the one that works best for you.
If you go for the 6 monthly spreadsheet, simply fill in the months of the year across the top – you can start from any time in the year and then fill out the expenses as you go.
If you choose the monthly spreadsheet, simply fill out the form as it is. Insert your budgeted amount for each item, then at the end of the month work out your actual spend for each section. Add up the difference and insert your saving or over spend for each section. This will give you a quick way of being able to see whether you’re on budget, over budget, or managed to save in each area.
Whichever spreadsheet you chose, you can return back here each month (or every 6 months) by bookmarking, or saving this page to re-download the free printable monthly expense sheet to use again and again.
To save the page, simply go to file – save page as – save to desktop.
Why Use An Expense Spreadsheet?
Using an expense spreadsheet is a great way to start saving some extra cash each month and to find out where you’re spending your money. By doing this, we managed to pay off our mortgage in our mid 30’s – so it’s well worth doing!
Related Post – 7 Simple Ways To Reduce Your Monthly Car Payments
You have all of your financial information in one place that’s easy to view. Having it all there in front of you makes it a lot more real. With so much being done by card, or through apps, it can be hard to keep track of how much you’re really spending each month. Make it simple by putting it all in one place.
Monthly Budget Template Categories
Having dedicated categories in your free printable monthly expense sheet will help you see the areas where you’re spending the most. Of course, the mortgage is likely to be the highest outgoing. However, you might be surprised at just how much you’re spending on other areas as well.
- Groceries
- Home
- Car
- Entertainment
- Internet
Perhaps you’re spending a lot more than you thought on subscription packages you don’t really need. Or your love of clothes shopping has got a little out of control without realising it.
Related Post – Tips To Make Your Budget Work Better
Instead, try allotting yourself a set amount of spending money each week on the non-essential items. For example, give yourself £20 a week to spend on non-essential items. It will make you think more about what you’re spending your money on. Is it something you really need, or could you just as easily go without it?
Free Printable 6 Monthly Expense Sheet
Editable 6 Monthly Tracker
I have also included editable monthly trackers of each version incase you would like to be able to make it your own. You can insert your monthly outgoings in the expenses column, along with being able to fill in the columns across the top as well.
Free Printable Monthly Expense Sheet
Editable Monthly Tracker
With the price of everything going up at the moment, we could all do with a little helping hand in finding new ways to save money here and there. Hopefully this free printable monthly expense sheet will help you re-gain control of your finances.
It might not seem like a lot when you look at the categories individually, £3 here and there doesn’t seem all that worth it. However, if you can save yourself £3 across each section each month, that’s money that really adds up over the year.
If you are looking for ways to help reduce your current bills – water, energy, mobile phone…etc, take a look at this article – 17 Extreme Frugality Tips To Save You More Money for some handy tips on how to save money.
From putting bricks in your toilet, to showering at the gym, it’s got it all.
We hope you find these free printable monthly expense sheets useful and allows you to gain control.
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